List of Prohibited Categories of Goods and Services

List of Prohibited Categories of Goods and Services

List of prohibited categories (based on AAOIFI standards, Shari'ah Standard No. 21 "Investment Portfolio Assets," and common practice among Islamic financial institutions).

Alcohol and Tobacco — Production, distribution, and retail sale of alcoholic beverages; tobacco products and vaping products; related goods (bar equipment, alcohol production equipment).
Pork and Non-Halal Meat — Pork-based products and their derivatives; meat slaughtered not in accordance with halal requirements; food service establishments specializing in prohibited meat types.
Gambling and Lotteries — Casinos, betting/bookmaking services, online gambling, lotteries, totalizators, slot machines; fantasy sports platforms involving monetary wagers.
Interest-Based (Riba) Financing and Related Services — Conventional bank lending services involving interest, factoring with a riba element, conventional (non-Takaful) insurance, debt collection services based on penalty interest/late fees.
Entertainment and Media Contrary to Shariah Principles — Production and distribution of explicit sexual content (pornography, escort services, strip clubs); nightclubs whose primary activity centers on alcohol/gambling; content promoting violence, extremism, or discrimination.
Weapons and Military Products — Production, sale, and trade of weapons, ammunition, explosives for unlawful purposes; dual-use products intended to cause harm.
Prohibited Substances — Narcotic and psychotropic substances outside of medical regulation; equipment and components for their production.
Financial Speculation and Gharar (Excessive Uncertainty) — Speculative/leveraged cryptocurrency or forex trading, binary options, derivatives of a purely speculative nature without an underlying real asset.
Questionable MLM and Pyramid Schemes — Multi-level marketing without genuine product turnover, Ponzi schemes, investment products lacking asset backing.
Other Activities Contrary to Maqasid al-Shariah — Exploitation of child labor, human trafficking, organizations whose activities systematically violate human rights or cause significant environmental harm (determined by the SSB on a case-by-case basis).